Buddy for splitting costs
Tell me what everyone spent and who paid what. I’ll work out who owes whom and draft a note you can send the group.
The passenger seat on the drive home from a cabin weekend near Boone, North Carolina.
Send me who paid what, even if it’s messy. I’ll do the math, show my work, and draft the note.
- Here’s a screenshot of who’s paid me back so far. Who still owes me?
- Here’s a photo of the dinner receipt. Split it six ways, but Sam only had a salad.
- Make a spreadsheet of what everyone spent on the beach trip and who owes whom.
- Today 4:15 PM
- You: the cabin was $1,840 for four couples and dave already paid $300. who owes what? i put the whole thing on my card
- Buddy: That’s $460 a couple. Dave owes you $160 more, and the other two couples owe you $460 each.
- You: wait jen bought groceries too. $212
- Buddy: Then it’s $2,052 in all, so $513 a couple. Jen’s groceries count toward what she and Marcus owe.
- Buddy: Dave and Kim owe you $213. Marcus and Jen owe you $301. Tori and Ben owe you $513. That’s $1,027 coming back to you.
- Buddy: Want a note for the group chat?
- You: yes please, keep it friendly
- Buddy: “Cabin plus Jen’s groceries came to $2,052, so $513 a couple. Dave and Kim, $213. Marcus and Jen, $301. Tori and Ben, $513. Pay me back whenever’s easy. Best weekend 🏔️”
- You: perfect, sending it Buddy liked this.
Tell me what everyone spent and who paid what. I’ll work out who owes whom and draft a note you can send the group.
From a pile of receipts to even
Tell me who paid what
Type it out, or send receipts and a screenshot of the group chat. Say who counts as one share, like a couple or a family.
I do the math and show it
Each share, each balance, and who pays whom to settle up. Change a number and I’ll run it again.
You send the note
I draft a friendly message with the amounts. You paste it into the group chat and get paid back the way you usually do.
More you can ask for
- The cabin was $1,840 for four couples and Dave already paid $300. Who owes what?
- Mom’s gift was $240 and the three of us chipped in different amounts. Even it out.
- We’re splitting rent by bedroom size. Here are the square feet.
- Here are 11 receipts from the bachelorette weekend. Total them and split it nine ways.
- Redo it. Tori and Ben left a night early, so take a night off theirs.
- Write the group text, and keep it friendly.
What you get back
Who owes whom, in one message
Each share and each balance, with the math shown so anyone in the group can check it.
Working with dataA spreadsheet for bigger trips
An Excel file with every expense, who paid it, and where everyone lands.
Work with filesA note ready to paste
A short message with the amounts, in your tone. Sending it is up to you.
| Couple | Paid toward $513 | Owes you |
|---|---|---|
| Dave and Kim | $300 | $213 |
| Marcus and Jen | $212 | $301 |
| Tori and Ben | $0 | $513 |
| Back to you | $1,027 |
Questions people ask
Does Buddy collect the money?
No. He does the math and drafts the message. You send it and get paid back the way your group usually does.
Can he handle uneven splits?
Yes. Tell Buddy the rule, like by nights stayed, by bedroom, or leaving the wine off someone’s share, and he’ll apply it and show the math.
Can he read receipts?
Send a clear photo or file of each receipt. If part of one is hard to read, Buddy says which part and asks for a better copy or the number.
Will he keep track of who still owes me?
Ask for a reminder if you want one, like “remind me Friday to check who’s paid.” Keeping a spreadsheet works too.